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Rates & Fees

Effective as of: 09/12/2022
New Autos
YearTermA.P.R.
2020 - 2022Up to 66 months3.59%
67 - 78 months3.875%
Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com
 
Used Autos
YearTermA.P.R.
2016 - 2019Up to 66 months4.625%
2015 and olderUp to 48 months4.75%
Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com
 
Motorcycles
YearTermA.P.R.
2017 - 2022Up to 60 months5.50%
2016 or olderUp to 48 months5.75%
Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com
 
Home Loans
Loan TypeTermA.P.R.
Home Equity1 Year Adjustable180 months5.25%
Adjustable Rate Mortgage3 Year Adjustable180 months5.375%
Fixed Rate Mortgage15 (1st Lien)180 months6.00%
Fixed Rate Mortgage15 (2nd Lien)180 months6.25%
Fixed Rate Mortgage30 Year360 months7.00%
Our Home Equity rates are currently .25% below the Prime Rate
Please contact us for 5 - 10 year specialized fixed rate mortgages
 
Personal Loans
Loan TypeTermA.P.R.
Signature$15,000 Maximum36 months12.65%
Up to 60 months13.75%
 
Share Secured Loans
Loan TypeTermA.P.R.
SignatureUp to 60 months1.50%
Share Secured Loan rates will always be 1% above the Regular Shares dividend rate found on the Dividend Rates page.
 
Education Tuition Loans
Loan TypeTermA.P.R.
Signature$15,000 Maximum36-60 months6.00%
 
Home or Auto Insurance Premium Loan
Loan TypeTermA.P.R.
Signature18 months4.90%
 
Winter Heat Budget Program
Loan TypeTermA.P.R.
Signature12 months4.90%
 
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