Once a member, always a member

The Mystic Accounting Group, LLP, our external auditors, will be sending letters to a random sample of our membership to verify account balances as of June 30th, 2025. These checks and balances are important. Please reply to state the balance is accurate or not. Questions, please contact us at (617)973-9500 or email CustomerCare@600atlanticfcu.org

Upcoming Holiday hours: The Credit Union will close at noon on Friday, August 29th for Labor Day Weekend

Rates & Fees

Effective as of: 06/20/2025
New Autos
YearTermA.P.R.
2023-2025Up to 66 months5.25%
67 - 78 months5.65%
Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com
 
Used Autos
YearTermA.P.R.
2019 - 2022Up to 66 months6.24%
2018 and olderUp to 48 months6.24%
Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com
 
Motorcycles
YearTermA.P.R.
2018 - 2023Up to 60 months6.80%
2017 or olderUp to 48 months7.35%
Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com
 
Home Loans
Loan TypeTermA.P.R.
Home Equity1 Year Adjustable180 months8.00%
Adjustable Rate Mortgage3 Year Adjustable180 months6.00%
Fixed Rate Mortgage15 (1st Lien)180 months6.75%
Fixed Rate Mortgage15 (2nd Lien)180 months7.00%
Fixed Rate Mortgage30 Year360 months7.59%
Our Home Equity rates are currently .25% below the Prime Rate
Please contact us for 5 - 10 year specialized fixed rate mortgages
 
Personal Loans
Loan TypeTermA.P.R.
Signature$15,000 Maximum36 months12.65%
Up to 60 months13.75%
 
Share Secured Loans
Loan TypeTermA.P.R.
SignatureUp to 60 months1.50%
Share Secured Loan rates will always be 1% above the Regular Shares dividend rate found on the Dividend Rates page.
 
Education Tuition Loans
Loan TypeTermA.P.R.
Signature$15,000 Maximum36-60 months7.99%
 
Home or Auto Insurance Premium Loan
Loan TypeTermA.P.R.
Signature18 months7.99%
 
Winter Heat Budget Program
Loan TypeTermA.P.R.
Signature12 months7.99%
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