Once a member, always a member

We will be closing at noon on Friday, September 3rd, and closed on Monday, September 6th in observance of Labor Day.

Annual Audit: A heads up. Our external auditors, Garvey, Steele & Bancroft LLC, will be conducting random sampling of the membership to ensure account and loans balances are reflected accurately. Notices are expected to be mailed from their office during the July/August time frame. If you have questions, you can contact the credit union at (617) 973-9500.

The 600 Atlantic Federal Credit Union has returned to a 5 day week. Hours will remain 8:00 am to 1:00 pm, but operational days are now Monday through Friday. If visiting the Credit Union, please be aware anyone entering Federal Reserve Plaza is required to wear a face covering while on the premises.

Rates & Fees

Effective as of: 03/22/2021
New Autos
2020 - 2021Up to 63 months2.29%
64 - 75 months2.59%
Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com
Used Autos
2016 - 2019Up to 39 months2.79%
40 - 63 months3.39%
2015 and olderUp to 48 months3.49% - 3.99%
Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com
2017 - 2021Up to 60 months4.50%
2016 or olderUp to 48 months5.00%
Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com
Home Loans
Loan TypeTermA.P.R.
Home Equity1 Year Adjustable180 months3.75%
Adjustable Rate Mortgage3 Year Adjustable180 months2.875%
Fixed Rate Mortgage15-20 Year (1st Lien)180 months3.625% - 4.50%
Fixed Rate Mortgage15-20 Year (2nd Lien)180 months3.75%% - 4.50%
Our Home Equity rates will always be .25% below the Prime Rate
Please contact us for 5 - 10 year specialized fixed rate mortgages
Personal Loans
Loan TypeTermA.P.R.
Signature$15,000 Maximum36 months12.65%
Up to 60 months13.75%
Share Secured Loans
Loan TypeTermA.P.R.
SignatureUp to 60 months1.50%
Share Secured Loan rates will always be 1% above the Regular Shares dividend rate found on the Dividend Rates page.
Education Tuition Loans
Loan TypeTermA.P.R.
Signature$15,000 Maximum36-60 months6.00%
Home or Auto Insurance Premium Loan
Loan TypeTermA.P.R.
Signature18 months4.90%
Winter Heat Budget Program
Loan TypeTermA.P.R.
Signature12 months4.90%
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