Rates & Fees
| New Autos | ||||
| Year | Term | A.P.R. | ||
| 2024-2026 | Up to 66 months | 4.75% | ||
| 67 - 78 months | 5.25% | |||
| Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com | ||||
| Used Autos | ||||
| Year | Term | A.P.R. | ||
| 2019 - 2023 | Up to 66 months | 5.59% | ||
| 2018 and older | Up to 48 months | 6.24% | ||
| Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com | ||||
| Motorcycles | ||||
| Year | Term | A.P.R. | ||
| 2018 - 2023 | Up to 60 months | 6.80% | ||
| 2017 or older | Up to 48 months | 7.35% | ||
| Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com | ||||
| Home Loans | ||||
| Loan Type | Term | A.P.R. | ||
| Home Equity | 1 Year Adjustable | 180 months | 8.00% | |
| Adjustable Rate Mortgage | 3 Year Adjustable | 180 months | 6.00% | |
| Fixed Rate Mortgage | 15 (1st Lien) | 180 months | 6.75% | |
| Fixed Rate Mortgage | 15 (2nd Lien) | 180 months | 7.00% | |
| Fixed Rate Mortgage | 30 Year | 360 months | 7.59% | |
| Our Home Equity rates are currently .25% below the Prime Rate | ||||
| Please contact us for 5 - 10 year specialized fixed rate mortgages | ||||
| Personal Loans | ||||
| Loan Type | Term | A.P.R. | ||
| Signature | $15,000 Maximum | 36 months | 12.65% | |
| Up to 60 months | 13.75% | |||
| Share Secured Loans | ||||
| Loan Type | Term | A.P.R. | ||
| Signature | Up to 60 months | 1.50% | ||
| Share Secured Loan rates will always be 1% above the Regular Shares dividend rate found on the Dividend Rates page. | ||||
| Education Tuition Loans | ||||
| Loan Type | Term | A.P.R. | ||
| Signature | $15,000 Maximum | 36-60 months | 7.99% | |
| Home or Auto Insurance Premium Loan | ||||
| Loan Type | Term | A.P.R. | ||
| Signature | 18 months | 7.99% | ||
| Winter Heat Budget Program | ||||
| Loan Type | Term | A.P.R. | ||
| Signature | 12 months | 7.99% | ||
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