Effective as of: 12/23/2025|
| Year | | Term | A.P.R. | |
| 2024-2026 | | Up to 66 months | 4.75% | |
| | 67 - 78 months | 5.25% | |
| Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com |
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| Year | | Term | A.P.R. | |
| 2019 - 2023 | | Up to 66 months | 5.59% | |
| 2018 and older | | Up to 48 months | 6.24% | |
| Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com |
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| Year | | Term | A.P.R. | |
| 2018 - 2023 | | Up to 60 months | 6.00% | |
| 2017 or older | | Up to 48 months | 6.45% | |
| Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com |
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| Loan Type | | Term | A.P.R. | |
| Home Equity | 1 Year Adjustable | 180 months | 6.5% | |
| Adjustable Rate Mortgage | 3 Year Adjustable | 180 months | 4.75% | |
| Fixed Rate Mortgage | 15 (1st Lien) | 180 months | 6.125% | |
| Fixed Rate Mortgage | 15 (2nd Lien) | 180 months | 6.625% | |
| Fixed Rate Mortgage | 30 Year | 360 months | 6.875% | |
| Our Home Equity rates are currently .25% below the Prime Rate |
| Please contact us for 5 - 10 year specialized fixed rate mortgages |
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| Loan Type | | Term | A.P.R. | |
| Unsecured | $15,000 Maximum | 36 months | 12.65% | |
| | Up to 60 months | 13.75% | |
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| Loan Type | | Term | A.P.R. | |
| Signature | | Up to 60 months | 1.50% | |
| Share Secured Loan rates will always be 1% above the Regular Shares dividend rate found on the Dividend Rates page. |
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| Loan Type | | Term | A.P.R. | |
| Signature | $15,000 Maximum | 36-60 months | 7.99% | |
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| Loan Type | | Term | A.P.R. | |
| Signature | | 18 months | 7.99% | |
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| Loan Type | | Term | A.P.R. | |
| Signature | | 12 months | 7.99% | |
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